Affordability · Brighton · 2026

Can I afford Brighton
on £100,000?

Q: What salary do I need to comfortably afford Brighton?

To achieve a 33% rent-to-income ratio on a 1-bed flat in Brighton (£1,400/month), you need approximately £69,500 gross annual salary. For a shared room (£850/month), the threshold drops to £38,000.

Q: What is the rent-to-income ratio on £100,000 in Brighton?

On £100,000 in Brighton, the rent-to-income ratio for a 1-bed flat is 25%. The guideline for comfortable solo living is under 33%.

Comfortably affordable. Rent takes up just 25% of your take-home pay, leaving plenty of room for savings. Net take-home £5,713/month. Average 1-bed rent £1,400/month — a 25% rent-to-income ratio.

Net monthly

£5,713

after tax & NI

Rent (1-bed)

£1,400

per month

After rent

£4,313

per month

Comfortable — you can afford this city solo · 25% rent-to-income on £100,000

Three ways to live in Brighton

Solo · 1-bed city centre

£1,400/mo

median 1-bed rent

RTI 25% — Comfortable

Disposable after rent £4,313/mo

Shared house · room

£850/mo

median room rent

RTI 15% — Comfortable

Disposable after rent £4,863/mo

Solo · outer Brighton

£1,150/mo

outer area 1-bed rent

RTI 20% — Comfortable

Disposable after rent £4,563/mo

What salary do you need?

Gross salary required for 33% rent-to-income in Brighton

Scenario	Monthly rent	Salary for 33% RTI
Shared room	£850	£38,000
1-bed city centre current	£1,400	£69,500
1-bed outer Brighton	£1,150	£54,000
2-bed flat split 50/50	£700	£30,500

33% RTI is the widely accepted threshold for comfortable solo living · HMRC 2025/26 · Rightmove Q4 2025

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Frequently asked questions

Can I afford to live in Brighton on £100,000? +

Comfortably affordable. Rent takes up just 25% of your take-home pay, leaving plenty of room for savings. Your net take-home on £100,000 is £5,713/month. With median 1-bed rent of £1,400/month, you'd have £4,313/month left after rent — a 25% rent-to-income ratio. A shared room at £850/month would reduce that ratio to 15%, leaving £4,863/month disposable.

What salary do I need to comfortably afford Brighton? +

To keep rent below 33% of take-home pay on a 1-bed flat in Brighton (average £1,400/month), you need approximately £69,500 gross annual salary. For a shared room (£850/month), the threshold drops to £38,000. For an outer-area 1-bed (£1,150/month), you need around £54,000.

Is Brighton expensive to live in? +

Brighton has a cost-of-living index of 82 (London = 100) and an average 1-bed rent of £1,400/month. Moderately priced for a major UK city. Council tax averages £155/month and transport £80/month.

What is the rent-to-income ratio on £100,000 in Brighton? +

On £100,000 in Brighton, net take-home is £5,713/month. With median 1-bed rent of £1,400/month, the rent-to-income ratio is 25%. The widely accepted guideline for comfortable solo living is under 33%. For a shared room the ratio falls to 15%; for an outer-area 1-bed to 20%.

Can I afford Brightonon £100,000?