Accountant (Qualified) · City comparison · 2026

Leeds vs London

Leeds wins on purchasing power. Leeds accountant (qualified)s have £280/month more disposable income after rent than their London counterparts.

Leeds salary
£42,000
£2,813/mo take-home
London salary
£58,000
£3,683/mo take-home
Leeds wins by
+£280
per month after rent
Winner on purchasing power
Leeds

After paying rent, a accountant (qualified) in Leeds retains £280/month more than in London — that's £3,360/year extra in purchasing power.

+£280
per month
Leeds
View full breakdown →
Gross salary £42,000
Net monthly £2,813
Rent (1-bed) £900
Rent-to-income 32% — Comfortable
After rent £1,913
London
View full breakdown →
Gross salary £58,000
Net monthly £3,683
Rent (1-bed) £2,050
Rent-to-income 56% — High pressure
After rent £1,633

Monthly cost comparison

All figures monthly · 2025/26

Category Leeds London Delta
Rent (1-bed median) £900 £2,050 +128%
Transport £65 £185 +185%
Council tax £112 £165 +47%
Groceries £270 £320 +19%
Disposable income remaining £1,331 £821 -38%

Sources: ONS 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 66 for Leeds and 100 for London, a salary of £42,000 in Leeds delivers equivalent purchasing power to £63,650 in London.

Leeds £42,000 ≈
£63,650
in London

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Leeds 47%
London 22%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Leeds £2.51
London £3.80
Transit (single trip)
Leeds £1.55
London £4.40
Gym membership
Leeds £36/mo
London £55/mo
Cinema ticket
Leeds £10.56
London £16.00

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Frequently asked questions

Does a accountant (qualified) earn more in Leeds or London? +
Leeds pays a median £42,000 vs £58,000 in London — a gross difference of £16,000. However, after accounting for rent and living costs, Leeds professionals have £280/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a accountant (qualified) in Leeds vs London? +
In Leeds: gross £42,000£2,813/month net take-home. In London: gross £58,000£3,683/month net take-home. After paying median 1-bed rent, Leeds leaves £1,913/month vs London's £1,633/month.
What salary in London matches Leeds purchasing power? +
Approximately £63,650 in London delivers equivalent purchasing power to £42,000 in Leeds, based on a cost-of-living index of 66 (Leeds) vs 100 (London).
Is Leeds or London cheaper to live in? +
Leeds is cheaper overall, with a cost-of-living index of 66 vs 100 for London (London = 100). Rent in Leeds averages £900/month (1-bed) vs £2,050/month in London.
What is the rent-to-income ratio for a accountant (qualified) in Leeds? +
A accountant (qualified) in Leeds earning £42,000 takes home £2,813/month. With median 1-bed rent of £900/month, the rent-to-income ratio is 32% (comfortable). In London the equivalent ratio is 56%.

Explore further

Affordability and salary breakdowns for Leeds and London

Afford Leeds on £40,000? Afford London on £60,000? Salary equivalence: Leeds → London Standard of living: Accountant (Qualified) in Leeds Standard of living: Accountant (Qualified) in London