Foundation Doctor (FY1/FY2) · City comparison · 2026

Newcastle vs London

Q: Does a foundation doctor (fy1/fy2) earn more in Newcastle or London?

Newcastle pays £37,068 vs £39,068 in London. After living costs, Newcastle professionals have £1,180/month more disposable income.

Q: What is the take-home pay for a foundation doctor (fy1/fy2) in Newcastle vs London?

In Newcastle: £2,517/month net. In London: £2,637/month net. After rent, Newcastle leaves £1,767/month vs London's £587/month.

Q: What salary in London matches Newcastle purchasing power?

Approximately £60,750 in London delivers equivalent purchasing power to £37,068 in Newcastle, based on a COL index of 61 vs 100.

Q: Is Newcastle or London cheaper to live in?

Newcastle is cheaper (COL 61 vs 100). Rent: Newcastle £750/mo vs London £2,050/mo.

Q: What is the rent-to-income ratio for a foundation doctor (fy1/fy2) in Newcastle?

A foundation doctor (fy1/fy2) in Newcastle has a rent-to-income ratio of 30% (comfortable). In London the equivalent is 78%.

Newcastle wins on purchasing power. Newcastle foundation doctor (fy1/fy2)s have £1,180/month more disposable income after rent than their London counterparts.

Newcastle salary

£37,068

£2,517/mo take-home

London salary

£39,068

£2,637/mo take-home

Newcastle wins by

+£1,180

per month after rent

Winner on purchasing power

Newcastle

After paying rent, a foundation doctor (fy1/fy2) in Newcastle retains £1,180/month more than in London — that's £14,160/year extra in purchasing power.

+£1,180

per month

Newcastle

View full breakdown →

Gross salary £37,068

Net monthly £2,517

Rent (1-bed) £750

Rent-to-income 30% — Comfortable

After rent £1,767

London

View full breakdown →

Gross salary £39,068

Net monthly £2,637

Rent (1-bed) £2,050

Rent-to-income 78% — High pressure

After rent £587

Monthly cost comparison

All figures monthly · 2025/26

Category	Newcastle	London	Delta
Rent (1-bed median)	£750	£2,050	+173%
Transport	£75	£185	+147%
Council tax	£112	£165	+47%
Groceries	£255	£320	+25%
Disposable income remaining	£1,193	£-225	-119%

Sources: NHS Employers 2025/26 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 61 for Newcastle and 100 for London, a salary of £37,068 in Newcastle delivers equivalent purchasing power to £60,750 in London.

Newcastle £37,068 ≈

£60,750

in London

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Newcastle 47%

London 0%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino

Newcastle £2.32

London £3.80

Transit (single trip)

Newcastle £1.79

London £4.40

Gym membership

Newcastle £34/mo

London £55/mo

Cinema ticket

Newcastle £9.76

London £16.00

Financial tools

Frequently asked questions

Does a foundation doctor (fy1/fy2) earn more in Newcastle or London? +

Newcastle pays a median £37,068 vs £39,068 in London — a gross difference of £2,000. However, after accounting for rent and living costs, Newcastle professionals have £1,180/month more disposable income, making it the stronger city in real terms.

What is the take-home pay for a foundation doctor (fy1/fy2) in Newcastle vs London? +

In Newcastle: gross £37,068 → £2,517/month net take-home. In London: gross £39,068 → £2,637/month net take-home. After paying median 1-bed rent, Newcastle leaves £1,767/month vs London's £587/month.

What salary in London matches Newcastle purchasing power? +

Approximately £60,750 in London delivers equivalent purchasing power to £37,068 in Newcastle, based on a cost-of-living index of 61 (Newcastle) vs 100 (London).

Is Newcastle or London cheaper to live in? +

Newcastle is cheaper overall, with a cost-of-living index of 61 vs 100 for London (London = 100). Rent in Newcastle averages £750/month (1-bed) vs £2,050/month in London.

What is the rent-to-income ratio for a foundation doctor (fy1/fy2) in Newcastle? +

A foundation doctor (fy1/fy2) in Newcastle earning £37,068 takes home £2,517/month. With median 1-bed rent of £750/month, the rent-to-income ratio is 30% (comfortable). In London the equivalent ratio is 78%.