Software Engineer · City comparison · 2026

London vs Bristol

Bristol wins on purchasing power. Bristol software engineers have £23/month more disposable income after rent than their London counterparts.

London salary
£72,000
£4,360/mo take-home
Bristol salary
£58,000
£3,683/mo take-home
Bristol wins by
+£23
per month after rent
Winner on purchasing power
Bristol

After paying rent, a software engineer in Bristol retains £23/month more than in London — that's £276/year extra in purchasing power.

+£23
per month
London
View full breakdown →
Gross salary £72,000
Net monthly £4,360
Rent (1-bed) £2,050
Rent-to-income 47% — High pressure
After rent £2,310
Bristol
View full breakdown →
Gross salary £58,000
Net monthly £3,683
Rent (1-bed) £1,350
Rent-to-income 37% — Stretched
After rent £2,333

Monthly cost comparison

All figures monthly · 2025/26

Category London Bristol Delta
Rent (1-bed median) £2,050 £1,350 -34%
Transport £185 £80 -57%
Council tax £165 £148 -10%
Groceries £320 £285 -11%
Disposable income remaining £1,498 £1,684 +12%

Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 100 for London and 75 for Bristol, a salary of £72,000 in London delivers equivalent purchasing power to £54,000 in Bristol.

London £72,000 ≈
£54,000
in Bristol

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

London 34%
Bristol 46%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
London £3.80
Bristol £2.85
Transit (single trip)
London £4.40
Bristol £1.90
Gym membership
London £55/mo
Bristol £41/mo
Cinema ticket
London £16.00
Bristol £12.00

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Frequently asked questions

Does a software engineer earn more in London or Bristol? +
London pays a median £72,000 vs £58,000 in Bristol — a gross difference of £14,000. However, after accounting for rent and living costs, Bristol professionals have £23/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a software engineer in London vs Bristol? +
In London: gross £72,000£4,360/month net take-home. In Bristol: gross £58,000£3,683/month net take-home. After paying median 1-bed rent, London leaves £2,310/month vs Bristol's £2,333/month.
What salary in Bristol matches London purchasing power? +
Approximately £54,000 in Bristol delivers equivalent purchasing power to £72,000 in London, based on a cost-of-living index of 100 (London) vs 75 (Bristol).
Is London or Bristol cheaper to live in? +
Bristol is cheaper overall, with a cost-of-living index of 75 vs 100 for London (London = 100). Rent in London averages £2,050/month (1-bed) vs £1,350/month in Bristol.
What is the rent-to-income ratio for a software engineer in London? +
A software engineer in London earning £72,000 takes home £4,360/month. With median 1-bed rent of £2,050/month, the rent-to-income ratio is 47% (high pressure). In Bristol the equivalent ratio is 37%.

Explore further

Affordability and salary breakdowns for London and Bristol

Afford London on £70,000? Afford Bristol on £60,000? Salary equivalence: London → Bristol Standard of living: Software Engineer in London Standard of living: Software Engineer in Bristol