Software Engineer · City comparison · 2026

London vs Glasgow

Glasgow wins on purchasing power. Glasgow software engineers have £46/month more disposable income after rent than their London counterparts.

London salary
£72,000
£4,360/mo take-home
Glasgow salary
£52,000
£3,256/mo take-home
Glasgow wins by
+£46
per month after rent
Winner on purchasing power
Glasgow

After paying rent, a software engineer in Glasgow retains £46/month more than in London — that's £552/year extra in purchasing power.

+£46
per month
London
View full breakdown →
Gross salary £72,000
Net monthly £4,360
Rent (1-bed) £2,050
Rent-to-income 47% — High pressure
After rent £2,310
Glasgow
View full breakdown →
Gross salary £52,000
Net monthly £3,256
Rent (1-bed) £900
Rent-to-income 28% — Comfortable
After rent £2,356

Monthly cost comparison

All figures monthly · 2025/26

Category London Glasgow Delta
Rent (1-bed median) £2,050 £900 -56%
Transport £185 £55 -70%
Council tax £165 £148 -10%
Groceries £320 £265 -17%
Disposable income remaining £1,498 £1,758 +17%

Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 100 for London and 62 for Glasgow, a salary of £72,000 in London delivers equivalent purchasing power to £44,650 in Glasgow.

London £72,000 ≈
£44,650
in Glasgow

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

London 34%
Glasgow 54%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
London £3.80
Glasgow £2.36
Transit (single trip)
London £4.40
Glasgow £1.31
Gym membership
London £55/mo
Glasgow £34/mo
Cinema ticket
London £16.00
Glasgow £9.92

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Frequently asked questions

Does a software engineer earn more in London or Glasgow? +
London pays a median £72,000 vs £52,000 in Glasgow — a gross difference of £20,000. However, after accounting for rent and living costs, Glasgow professionals have £46/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a software engineer in London vs Glasgow? +
In London: gross £72,000£4,360/month net take-home. In Glasgow: gross £52,000£3,256/month net take-home. After paying median 1-bed rent, London leaves £2,310/month vs Glasgow's £2,356/month.
What salary in Glasgow matches London purchasing power? +
Approximately £44,650 in Glasgow delivers equivalent purchasing power to £72,000 in London, based on a cost-of-living index of 100 (London) vs 62 (Glasgow).
Is London or Glasgow cheaper to live in? +
Glasgow is cheaper overall, with a cost-of-living index of 62 vs 100 for London (London = 100). Rent in London averages £2,050/month (1-bed) vs £900/month in Glasgow.
What is the rent-to-income ratio for a software engineer in London? +
A software engineer in London earning £72,000 takes home £4,360/month. With median 1-bed rent of £2,050/month, the rent-to-income ratio is 47% (high pressure). In Glasgow the equivalent ratio is 28%.

Explore further

Affordability and salary breakdowns for London and Glasgow

Afford London on £70,000? Afford Glasgow on £50,000? Salary equivalence: London → Glasgow Standard of living: Software Engineer in London Standard of living: Software Engineer in Glasgow