Software Engineer · City comparison · 2026
London vs Leeds
Leeds wins on purchasing power. Leeds software engineers have £183/month more disposable income after rent than their London counterparts.
London salary
£72,000
£4,360/mo take-home
Leeds salary
£52,000
£3,393/mo take-home
Leeds wins by
+£183
per month after rent
Winner on purchasing power
Leeds
After paying rent, a software engineer in Leeds retains £183/month more than in London — that's £2,196/year extra in purchasing power.
+£183
per month
London
View full breakdown →
Gross salary
£72,000
Net monthly
£4,360
Rent (1-bed)
£2,050
Rent-to-income
47% — High pressure
After rent
£2,310
Leeds
View full breakdown →
Gross salary
£52,000
Net monthly
£3,393
Rent (1-bed)
£900
Rent-to-income
27% — Comfortable
After rent
£2,493
Cost-of-living equivalence
Based on a cost-of-living index of 100 for London and 66 for Leeds, a salary of £72,000 in London delivers equivalent purchasing power to £47,500 in Leeds.
London £72,000 ≈
£47,500
in Leeds
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
London
34%
Leeds
56%
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
London
£3.80
Leeds
£2.51
Transit (single trip)
London
£4.40
Leeds
£1.55
Gym membership
London
£55/mo
Leeds
£36/mo
Cinema ticket
London
£16.00
Leeds
£10.56
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Frequently asked questions
Does a software engineer earn more in London or Leeds? +
London pays a median £72,000 vs £52,000 in Leeds
— a gross difference of £20,000.
However, after accounting for rent and living costs, Leeds professionals
have £183/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a software engineer in London vs Leeds? +
In London: gross £72,000 → £4,360/month net take-home.
In Leeds: gross £52,000 → £3,393/month net take-home.
After paying median 1-bed rent, London leaves £2,310/month
vs Leeds's £2,493/month.
What salary in Leeds matches London purchasing power? +
Approximately £47,500 in Leeds delivers equivalent purchasing power to
£72,000 in London, based on a cost-of-living index of
100 (London) vs 66 (Leeds).
Is London or Leeds cheaper to live in? +
Leeds is cheaper overall, with a cost-of-living index of 66 vs 100 for London (London = 100).
Rent in London averages £2,050/month (1-bed)
vs £900/month in Leeds.
What is the rent-to-income ratio for a software engineer in London? +
A software engineer in London earning £72,000 takes home
£4,360/month. With median 1-bed rent of £2,050/month,
the rent-to-income ratio is 47%
(high pressure).
In Leeds the equivalent ratio is 27%.