Software Engineer · City comparison · 2026

Sheffield vs London

Sheffield wins on purchasing power. Sheffield software engineers have £158/month more disposable income after rent than their London counterparts.

Sheffield salary
£50,000
£3,293/mo take-home
London salary
£72,000
£4,360/mo take-home
Sheffield wins by
+£158
per month after rent
Winner on purchasing power
Sheffield

After paying rent, a software engineer in Sheffield retains £158/month more than in London — that's £1,896/year extra in purchasing power.

+£158
per month
Sheffield
View full breakdown →
Gross salary £50,000
Net monthly £3,293
Rent (1-bed) £825
Rent-to-income 25% — Comfortable
After rent £2,468
London
View full breakdown →
Gross salary £72,000
Net monthly £4,360
Rent (1-bed) £2,050
Rent-to-income 47% — High pressure
After rent £2,310

Monthly cost comparison

All figures monthly · 2025/26

Category Sheffield London Delta
Rent (1-bed median) £825 £2,050 +148%
Transport £65 £185 +185%
Council tax £126 £165 +31%
Groceries £265 £320 +21%
Disposable income remaining £1,878 £1,498 -20%

Sources: ONS 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 63 for Sheffield and 100 for London, a salary of £50,000 in Sheffield delivers equivalent purchasing power to £79,350 in London.

Sheffield £50,000 ≈
£79,350
in London

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Sheffield 57%
London 34%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Sheffield £2.39
London £3.80
Transit (single trip)
Sheffield £1.55
London £4.40
Gym membership
Sheffield £35/mo
London £55/mo
Cinema ticket
Sheffield £10.08
London £16.00

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Frequently asked questions

Does a software engineer earn more in Sheffield or London? +
Sheffield pays a median £50,000 vs £72,000 in London — a gross difference of £22,000. However, after accounting for rent and living costs, Sheffield professionals have £158/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a software engineer in Sheffield vs London? +
In Sheffield: gross £50,000£3,293/month net take-home. In London: gross £72,000£4,360/month net take-home. After paying median 1-bed rent, Sheffield leaves £2,468/month vs London's £2,310/month.
What salary in London matches Sheffield purchasing power? +
Approximately £79,350 in London delivers equivalent purchasing power to £50,000 in Sheffield, based on a cost-of-living index of 63 (Sheffield) vs 100 (London).
Is Sheffield or London cheaper to live in? +
Sheffield is cheaper overall, with a cost-of-living index of 63 vs 100 for London (London = 100). Rent in Sheffield averages £825/month (1-bed) vs £2,050/month in London.
What is the rent-to-income ratio for a software engineer in Sheffield? +
A software engineer in Sheffield earning £50,000 takes home £3,293/month. With median 1-bed rent of £825/month, the rent-to-income ratio is 25% (comfortable). In London the equivalent ratio is 47%.

Explore further

Affordability and salary breakdowns for Sheffield and London

Afford Sheffield on £50,000? Afford London on £70,000? Salary equivalence: Sheffield → London Standard of living: Software Engineer in Sheffield Standard of living: Software Engineer in London