Accountant (Qualified) · City comparison · 2026

Nottingham vs London

Q: Does a accountant (qualified) earn more in Nottingham or London?

Nottingham pays £38,000 vs £58,000 in London. After living costs, Nottingham professionals have £90/month more disposable income.

Q: What is the take-home pay for a accountant (qualified) in Nottingham vs London?

In Nottingham: £2,573/month net. In London: £3,683/month net. After rent, Nottingham leaves £1,723/month vs London's £1,633/month.

Q: What salary in London matches Nottingham purchasing power?

Approximately £60,300 in London delivers equivalent purchasing power to £38,000 in Nottingham, based on a COL index of 63 vs 100.

Q: Is Nottingham or London cheaper to live in?

Nottingham is cheaper (COL 63 vs 100). Rent: Nottingham £850/mo vs London £2,050/mo.

Q: What is the rent-to-income ratio for a accountant (qualified) in Nottingham?

A accountant (qualified) in Nottingham has a rent-to-income ratio of 33% (comfortable). In London the equivalent is 56%.

Nottingham wins on purchasing power. Nottingham accountant (qualified)s have £90/month more disposable income after rent than their London counterparts.

Nottingham salary

£38,000

£2,573/mo take-home

London salary

£58,000

£3,683/mo take-home

Nottingham wins by

+£90

per month after rent

Winner on purchasing power

Nottingham

After paying rent, a accountant (qualified) in Nottingham retains £90/month more than in London — that's £1,080/year extra in purchasing power.

+£90

per month

Nottingham

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Gross salary £38,000

Net monthly £2,573

Rent (1-bed) £850

Rent-to-income 33% — Comfortable

After rent £1,723

London

View full breakdown →

Gross salary £58,000

Net monthly £3,683

Rent (1-bed) £2,050

Rent-to-income 56% — High pressure

After rent £1,633

Monthly cost comparison

All figures monthly · 2025/26

Category	Nottingham	London	Delta
Rent (1-bed median)	£850	£2,050	+141%
Transport	£58	£185	+219%
Council tax	£118	£165	+40%
Groceries	£260	£320	+23%
Disposable income remaining	£1,154	£821	-29%

Sources: ONS 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 63 for Nottingham and 100 for London, a salary of £38,000 in Nottingham delivers equivalent purchasing power to £60,300 in London.

Nottingham £38,000 ≈

£60,300

in London

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Nottingham 45%

London 22%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino

Nottingham £2.39

London £3.80

Transit (single trip)

Nottingham £1.38

London £4.40

Gym membership

Nottingham £35/mo

London £55/mo

Cinema ticket

Nottingham £10.08

London £16.00

Financial tools

Frequently asked questions

Does a accountant (qualified) earn more in Nottingham or London? +

Nottingham pays a median £38,000 vs £58,000 in London — a gross difference of £20,000. However, after accounting for rent and living costs, Nottingham professionals have £90/month more disposable income, making it the stronger city in real terms.

What is the take-home pay for a accountant (qualified) in Nottingham vs London? +

In Nottingham: gross £38,000 → £2,573/month net take-home. In London: gross £58,000 → £3,683/month net take-home. After paying median 1-bed rent, Nottingham leaves £1,723/month vs London's £1,633/month.

What salary in London matches Nottingham purchasing power? +

Approximately £60,300 in London delivers equivalent purchasing power to £38,000 in Nottingham, based on a cost-of-living index of 63 (Nottingham) vs 100 (London).

Is Nottingham or London cheaper to live in? +

Nottingham is cheaper overall, with a cost-of-living index of 63 vs 100 for London (London = 100). Rent in Nottingham averages £850/month (1-bed) vs £2,050/month in London.

What is the rent-to-income ratio for a accountant (qualified) in Nottingham? +

A accountant (qualified) in Nottingham earning £38,000 takes home £2,573/month. With median 1-bed rent of £850/month, the rent-to-income ratio is 33% (comfortable). In London the equivalent ratio is 56%.