Nottingham · Mid-level · 2026

£38,000 Accountant (Qualified)
in Nottingham

A mid-level Nottingham accountant (qualified) earning £38,000 takes home £2,573/month after tax and NI. Average 1-bed rent is £850/month, leaving £1,723/month after rent — a manageable financial position for Nottingham's cost base.

Gross
£38,000
mid-level
Net monthly
£2,573
after tax & NI
After rent
£1,723
per month
Savings est.
£814
per month
Stretched — rent takes 33% of take-home. Consider a shared house or outer-area flat.

Monthly Budget — Mid-level Accountant (Qualified) in Nottingham

Item Monthly
Gross annual salary £38,000/yr
Income tax −£424/mo
National Insurance −£170/mo
Net monthly take-home £2,573/mo
Rent (1-bed median) −£850/mo
Council tax −£118/mo
Transport −£58/mo
Groceries & utilities −£393/mo
Estimated monthly savings £814/mo

Tax computed using HMRC 2025/26 rates. Rent = Rightmove Q4 2025 median. Savings estimate deducts a £340 misc. buffer from remaining income.

Accountant (Qualified) Salary Range in Nottingham

This page shows the mid-level salary (£38,000) — 100% of the median (£38,000).

P25 — Lower quartile
£30,000
25% earn less than this
Median — 50th percentile
£38,000
midpoint of all earners
P75 — Upper quartile
£48,000
25% earn more than this

Compare by Experience Level

Entry — £24,500 Mid — £38,000 Senior — £55,000

vs Nottingham City Median

Mid-level Accountant (Qualified)
£38,000
vs
Nottingham all-worker median
£33,400
14% above Nottingham median

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Frequently Asked Questions

Is £38,000 a good accountant (qualified) salary in Nottingham? +
£38,000 is the mid-level accountant (qualified) salary in Nottingham, representing 100% of the median (£38,000). Net take-home is £2,573/month after tax and NI. Rent-to-income is 33%manageable. At 14% above the Nottingham all-worker median of £33,400, this is a competitive salary for the city.
What is the average accountant (qualified) salary in Nottingham? +
The median Nottingham accountant (qualified) salary is £38,000 (ONS 2025). The lower quartile (P25) is £30,000 and the upper quartile (P75) is £48,000. Entry-level roles typically start around £24,500, while senior professionals reach £55,000.
How much can a accountant (qualified) in Nottingham save each month? +
On £38,000 in Nottingham, after rent (£850/mo), council tax (£118/mo), transport (£58/mo) and groceries & utilities (£393/mo), estimated monthly savings capacity is approximately £814/month.
What is the rent-to-income ratio for a accountant (qualified) in Nottingham? +
On £38,000 in Nottingham, the rent-to-income ratio for a 1-bed flat is 33%. The guideline for comfortable solo living is under 33%. To achieve a 33% RTI on a Nottingham 1-bed (£850/mo), you need approximately £30,500 gross annual salary.

Related Pages

Can I afford Nottingham on £40,000? Accountant (Qualified) salary hub Accountant (Qualified) salary in Nottingham Compare: Nottingham vs London