Salary Equivalence · Cardiff → London · 2026

What does £75,000 in Cardiff
equal in London?

Based on cost-of-living indices (Cardiff 64 vs London 100, London = 100), £75,000 in Cardiff has the same purchasing power as approximately £117,200 in London. London is 56% more expensive overall.

Cardiff salary
£75,000
COL index 64
London equivalent
£117,200
COL index 100
COL difference
56%
London is more expensive
Equivalent purchasing power in London
£117,200
= £75,000 in Cardiff after cost-of-living adjustment
based on COL index 64 → 100 (London = 100)

Cost Comparison — Cardiff vs London

Metric Cardiff London Difference
COL index 64 100 +36 pts
1-bed rent £900/mo £2,050/mo +£1,150/mo
Monthly rent premium +£1,150/mo
Annual rent premium +£13,800/yr

COL indices from Numbeo 2025 (London = 100). Rent = Rightmove Q4 2025 median for a 1-bed flat.

Relocation Financial Impact

Moving from Cardiff to London costs £1,150/month more in rent (£900 → £2,050/mo).

+£13,800/yr
annual housing premium

You need £117,200 in London to match your Cardiff lifestyle — £42,200 more than your current Cardiff salary.

Other Salary Points — Cardiff → London

£70,000 → £109,400 £80,000 → £125,000 £90,000 → £140,650

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Frequently Asked Questions

What salary in London matches £75,000 in Cardiff? +
£117,200 in London provides the same purchasing power as £75,000 in Cardiff. This is based on Cardiff's COL index of 64 vs London's 100 (London = 100, Numbeo 2025). The 56% cost difference translates directly to a 56% higher equivalent salary.
Is London significantly cheaper than Cardiff? +
London is 56% more expensive overall than Cardiff. The most visible difference is rent: Cardiff averages £900/month for a 1-bed flat vs £2,050/month in London — a premium of £1,150/month (£13,800/year).
How is the salary equivalence calculated? +
SalaryDex uses city-level cost-of-living indices from Numbeo 2025, normalised so London = 100. The formula is: equivalent = salary × (cityB COL ÷ cityA COL). For this page: £75,000 × (100 ÷ 64) = £117,200. The index captures overall cost differences including rent, food, transport, utilities and services. It does not account for individual tax positions or lifestyle choices.
Should I accept a lower salary to move from Cardiff to London? +
Moving to London requires a higher salary to maintain your standard of living. You need approximately £117,200 — £42,200 more than your current £75,000 in Cardiff. London is 56% more expensive overall and rent averages £2,050/month vs £900.

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