Bristol · Entry-level · 2026

£28,000 Accountant (Qualified)
in Bristol

A entry-level Bristol accountant (qualified) earning £28,000 takes home £1,973/month after tax and NI. Average 1-bed rent is £1,350/month, leaving £623/month after rent — a unsustainable solo financial position for Bristol's cost base.

Gross
£28,000
entry-level
Net monthly
£1,973
after tax & NI
After rent
£623
per month
Savings est.
£0
per month
Stressed — rent takes 68% of take-home. Consider a shared house or outer-area flat.

Monthly Budget — Entry-level Accountant (Qualified) in Bristol

Item Monthly
Gross annual salary £28,000/yr
Income tax −£257/mo
National Insurance −£103/mo
Net monthly take-home £1,973/mo
Rent (1-bed median) −£1,350/mo
Council tax −£148/mo
Transport −£80/mo
Groceries & utilities −£421/mo
Estimated monthly savings £0/mo

Tax computed using HMRC 2025/26 rates. Rent = Rightmove Q4 2025 median. Savings estimate deducts a £340 misc. buffer from remaining income.

Accountant (Qualified) Salary Range in Bristol

This page shows the entry-level salary (£28,000) — 65% of the median (£43,000).

P25 — Lower quartile
£34,000
25% earn less than this
Median — 50th percentile
£43,000
midpoint of all earners
P75 — Upper quartile
£55,000
25% earn more than this

Compare by Experience Level

Entry — £28,000 Mid — £43,000 Senior — £62,500

vs Bristol City Median

Entry-level Accountant (Qualified)
£28,000
vs
Bristol all-worker median
£35,000
20% below Bristol median

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Frequently Asked Questions

Is £28,000 a good accountant (qualified) salary in Bristol? +
£28,000 is the entry-level accountant (qualified) salary in Bristol, representing 65% of the median (£43,000). Net take-home is £1,973/month after tax and NI. Rent-to-income is 68%unsustainable solo. At 20% below the Bristol all-worker median of £35,000, cost management is important at this level.
What is the average accountant (qualified) salary in Bristol? +
The median Bristol accountant (qualified) salary is £43,000 (ONS 2025). The lower quartile (P25) is £34,000 and the upper quartile (P75) is £55,000. Entry-level roles typically start around £28,000, while senior professionals reach £62,500.
How much can a accountant (qualified) in Bristol save each month? +
On £28,000 in Bristol, after rent (£1,350/mo), council tax (£148/mo), transport (£80/mo) and groceries & utilities (£421/mo), estimated monthly savings capacity is approximately £0/month. At this salary level in Bristol, solo living leaves little room to save — shared housing would significantly improve savings capacity.
What is the rent-to-income ratio for a accountant (qualified) in Bristol? +
On £28,000 in Bristol, the rent-to-income ratio for a 1-bed flat is 68%. The guideline for comfortable solo living is under 33%. To achieve a 33% RTI on a Bristol 1-bed (£1,350/mo), you need approximately £48,500 gross annual salary.

Related Pages

Can I afford Bristol on £30,000? Accountant (Qualified) salary hub Accountant (Qualified) salary in Bristol Compare: Bristol vs London