Cardiff · Mid-level · 2026

£38,000 Marketing Manager
in Cardiff

A mid-level Cardiff marketing manager earning £38,000 takes home £2,573/month after tax and NI. Average 1-bed rent is £900/month, leaving £1,673/month after rent — a manageable financial position for Cardiff's cost base.

Gross
£38,000
mid-level
Net monthly
£2,573
after tax & NI
After rent
£1,673
per month
Savings est.
£763
per month
Stretched — rent takes 35% of take-home. Consider a shared house or outer-area flat.

Monthly Budget — Mid-level Marketing Manager in Cardiff

Item Monthly
Gross annual salary £38,000/yr
Income tax −£424/mo
National Insurance −£170/mo
Net monthly take-home £2,573/mo
Rent (1-bed median) −£900/mo
Council tax −£132/mo
Transport −£50/mo
Groceries & utilities −£388/mo
Estimated monthly savings £763/mo

Tax computed using HMRC 2025/26 rates. Rent = Rightmove Q4 2025 median. Savings estimate deducts a £340 misc. buffer from remaining income.

Marketing Manager Salary Range in Cardiff

This page shows the mid-level salary (£38,000) — 100% of the median (£38,000).

P25 — Lower quartile
£30,000
25% earn less than this
Median — 50th percentile
£38,000
midpoint of all earners
P75 — Upper quartile
£48,000
25% earn more than this

Compare by Experience Level

Entry — £26,500 Mid — £38,000 Senior — £53,000

vs Cardiff City Median

Mid-level Marketing Manager
£38,000
vs
Cardiff all-worker median
£30,500
25% above Cardiff median

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Frequently Asked Questions

Is £38,000 a good marketing manager salary in Cardiff? +
£38,000 is the mid-level marketing manager salary in Cardiff, representing 100% of the median (£38,000). Net take-home is £2,573/month after tax and NI. Rent-to-income is 35%manageable. At 25% above the Cardiff all-worker median of £30,500, this is a competitive salary for the city.
What is the average marketing manager salary in Cardiff? +
The median Cardiff marketing manager salary is £38,000 (ONS 2025). The lower quartile (P25) is £30,000 and the upper quartile (P75) is £48,000. Entry-level roles typically start around £26,500, while senior professionals reach £53,000.
How much can a marketing manager in Cardiff save each month? +
On £38,000 in Cardiff, after rent (£900/mo), council tax (£132/mo), transport (£50/mo) and groceries & utilities (£388/mo), estimated monthly savings capacity is approximately £763/month.
What is the rent-to-income ratio for a marketing manager in Cardiff? +
On £38,000 in Cardiff, the rent-to-income ratio for a 1-bed flat is 35%. The guideline for comfortable solo living is under 33%. To achieve a 33% RTI on a Cardiff 1-bed (£900/mo), you need approximately £32,500 gross annual salary.

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