Nottingham · Mid-level · 2026

£47,000 Software Engineer
in Nottingham

A mid-level Nottingham software engineer earning £47,000 takes home £3,113/month after tax and NI. Average 1-bed rent is £850/month, leaving £2,263/month after rent — a comfortable financial position for Nottingham's cost base.

Gross
£47,000
mid-level
Net monthly
£3,113
after tax & NI
After rent
£2,263
per month
Savings est.
£1,354
per month
Comfortable — rent takes 27% of take-home.

Monthly Budget — Mid-level Software Engineer in Nottingham

Item Monthly
Gross annual salary £47,000/yr
Income tax −£574/mo
National Insurance −£230/mo
Net monthly take-home £3,113/mo
Rent (1-bed median) −£850/mo
Council tax −£118/mo
Transport −£58/mo
Groceries & utilities −£393/mo
Estimated monthly savings £1,354/mo

Tax computed using HMRC 2025/26 rates. Rent = Rightmove Q4 2025 median. Savings estimate deducts a £340 misc. buffer from remaining income.

Software Engineer Salary Range in Nottingham

This page shows the mid-level salary (£47,000) — 100% of the median (£47,000).

P25 — Lower quartile
£38,000
25% earn less than this
Median — 50th percentile
£47,000
midpoint of all earners
P75 — Upper quartile
£58,000
25% earn more than this

Compare by Experience Level

Entry — £33,000 Mid — £47,000 Senior — £66,000

vs Nottingham City Median

Mid-level Software Engineer
£47,000
vs
Nottingham all-worker median
£33,400
41% above Nottingham median

Make the Most of Your Salary

Best match
Amex Gold
Earn Membership Rewards on everyday spending. Min. income: £20,000.
Apply Now
Popular
Barclaycard Avios
Collect Avios on every purchase. Ideal for Nottingham-based professionals.
Apply Now
Fee-free
Chase Cashback
1% cashback on all debit card spending. No annual fee, no minimum income.
Apply Now

Frequently Asked Questions

Is £47,000 a good software engineer salary in Nottingham? +
£47,000 is the mid-level software engineer salary in Nottingham, representing 100% of the median (£47,000). Net take-home is £3,113/month after tax and NI. Rent-to-income is 27%comfortable. At 41% above the Nottingham all-worker median of £33,400, this is a competitive salary for the city.
What is the average software engineer salary in Nottingham? +
The median Nottingham software engineer salary is £47,000 (ONS 2025). The lower quartile (P25) is £38,000 and the upper quartile (P75) is £58,000. Entry-level roles typically start around £33,000, while senior professionals reach £66,000.
How much can a software engineer in Nottingham save each month? +
On £47,000 in Nottingham, after rent (£850/mo), council tax (£118/mo), transport (£58/mo) and groceries & utilities (£393/mo), estimated monthly savings capacity is approximately £1,354/month.
What is the rent-to-income ratio for a software engineer in Nottingham? +
On £47,000 in Nottingham, the rent-to-income ratio for a 1-bed flat is 27%. The guideline for comfortable solo living is under 33%. To achieve a 33% RTI on a Nottingham 1-bed (£850/mo), you need approximately £30,500 gross annual salary.

Related Pages

Can I afford Nottingham on £45,000? Software Engineer salary hub Software Engineer salary in Nottingham Compare: Nottingham vs London